If I were asked to name the chief benefit of the house, I should say: the house shelters daydreaming, the house protects the dreamer, the house allows one to dream in peace.

Down Payment Assistance (DPA) programs are loans or grants that can provide financial help towards your down payment and/or closing costs.

• Be a first-time homebuyer. 
• Occupy the property as a primary residence; non-occupant co-borrowers are not allowed. 
• Borrowers must complete homebuyer education counseling and obtain a certificate of completion through an eligible homebuyer counseling organization. 
• Meet income limits (income limits vary by location). 

• Be a single-family, one-unit residence, including approved condominium/PUDs
  • Guest houses, granny units and in-law quarters may be eligible 
• Manufactured housing is permitted
• Condominiums must meet the guidelines of the first mortgage